What Is FEGLI Option B?
Option B lets eligible federal employees elect one to five multiples of annual basic pay (rounded up to the next $1,000).
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You work hard for your country.
Make sure your life insurance is
working as hard for your family.
Life insurance provides financial security when your family needs it most.
Comparing your Option B cost may reveal potential savings opportunities.
We compare established insurance companies to help find appropriate coverage.
We’re here to help before, during and after your application.
Compare FEGLI Option B rates with individually underwritten life insurance from top-rated companies, subject to carrier and state availability.
LEARN MORE ABOUT FEGLI OPTION B ›Option B lets eligible federal employees elect one to five multiples of annual basic pay (rounded up to the next $1,000).
Learn More →Option B premiums depend on age and coverage amount. Review the current OPM age-band rates and estimate your cost.
View Current Rates →Private term coverage may offer level premiums for a selected term, subject to underwriting and approval.
Start Comparing →FEGLI can have valuable features. Private insurance has underwriting requirements and policy limitations. Never cancel or reduce existing coverage until any desired replacement policy is approved, delivered, accepted and in force.